The rules of baccarat are basic and simple to follow. Once
you learn it's easy to remember and you can feel completely comfortable
sitting at any baccarat table or
mini baccarat table at the casino, or
playing online. If you're learning the simple (yet non-intuitive)
baccarat rules for the first time you should download a free software
package from one of the many online casinos out there and play along.
Many offer unlimited free play. We have a number of downloads available
on this site which include a selection of online casino packages and a
few tutorial style baccarat programs. I have honestly found it easier to
learn, and easier to teach, by simply downloading a game from a real
casino (one which offers free play of course) and reading along while
messing with the software. The tutorial style software available for
baccarat often overcomplicates the learning process and tends to leave
you feeling more confused than ever.
As the player you are given the choice of either betting on the banker
hand winning, the player hand winning, or a tie between the two. Two
cards are dealt to the player and the banker. If the hand you're betting
on wins, you win even money. Even money bets are 1 to 1, meaning if you
bet five dollars, you're paid back the five plus five more, so your
profit is equal to your bet. If you bet on a tie and it turns out to be
one, you're paid 8 to 1. Meaning if you bet 5 dollars on a tie and win,
you're paid back your five, plus 40 dollars more.
The goal of your two-card hand is to try and have a total that is close
to 9. Tens and face cards count as zero, with the exception of the ace,
which is worth 1. Cards 2 thru 9 are worth their face value. The
simplicity of baccarat rules reflects the simplicity of the scoring and
goal itself. There is really only one tricky part: although there is no
such thing as a 'busting hand' as in blackjack, when your initial card
total is a two digit number, the first digit is dropped. Say you are
dealt a pair of sevens - the total is 14, but the count is set to 4, as
the leading 1 is arbitrarily dropped.
If the first two cards of a hand total 8 or 9 the hand is declared a
'natural' and wins (unless there is a tie between two naturals). If
either hand is a natural, both hands stand, the natural hand wins. If
the total is not a natural win on either hand, another card is drawn for
each hand to determine the winner. Winning banker hands are usually
taxed 5% by the casinos. Remember, anybody can be the banker, not always
a casino employee. This hint is enough to gain an advantage in baccarat,
because you know if the casinos take a cut of just one hand, that one
hand probably has a good chance of winning.
Something the other baccarat rules pages on the Internet aren't likely
to offer as info is this interesting tidbit: even with the 5% cut taken
from winning on a banker hand bet, there is still an advantage to
betting on the banker. The advantage is slim, in the area 0.18%, but in
the world of gambling that's really not that small. So from reading this
page you should have picked up enough about baccarat rules to play a
game. It may still be a good idea to try it online first, and within
minutes you'll feel comfortable enough to play anywhere. There aren't
many baccarat rules, and the baccarat rules that do exist are fairly simple, they
just differ from other games you may have played at the casino, so may
take a little getting used to.
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